Medicare Supplements And Medicare Advantage
Protect Your Health with a Medicare Supplement Plan
Original Medicare covers a lot—but not everything. That’s where a Medicare Supplement plan comes in. At SSM Insurance Solutions, we help you find coverage that fills the gaps left by Medicare Part A and B, including deductibles, copayments, and coinsurance. With a Medicare Supplement plan, also known as Medigap, you can manage your healthcare costs more predictably.
Whether you visit doctors often or want peace of mind against unexpected hospital bills, we guide you to the right plan for your lifestyle and budget. Our team explains each option clearly, helping you avoid surprise expenses down the road.
Smarter Coverage, More Benefits—Medicare Advantage
Medicare Advantage plans, also known as Part C, offer more than just the basics. At SSM Insurance Solutions in San Antonio, FL, we help you discover Medicare Advantage plans that combine hospital, medical, and often prescription drug coverage—all in one plan. These plans are offered by private insurers approved by Medicare and may include extra benefits like dental, vision, hearing, transportation, and fitness programs.
Our team walks you through the available options, ensuring the coverage you choose fits your health needs and your budget. We simplify the process by comparing plans side-by-side so you understand premiums, provider networks, and out-of-pocket limits.
Understanding the Basics: Medicare vs. Medicare Advantage
Original Medicare (Parts A & B)
Original Medicare includes Part A (hospital) and Part B (medical) coverage. It’s managed by the federal government and allows access to any provider that accepts Medicare nationwide, without referrals.
Medicare Advantage (Part C)
Medicare Advantage combines Parts A and B, often including drug, dental, and vision benefits. Offered by private insurers, these plans may have lower premiums but require using in-network providers for coverage.
Prescription Drug Coverage
Original Medicare requires a separate Part D plan for prescriptions, which adds extra cost. Most Medicare Advantage plans include built-in drug coverage, offering convenience with one combined plan and coordinated benefits.
Provider Flexibility
Original Medicare allows you to visit any doctor or hospital that accepts Medicare. Medicare Advantage plans may require you to use network providers and get referrals, depending on the plan type selected.
Your Guide to Medicare & Medicare Advantage in Florida
Medicare Gaps? We've Got You Covered
While Medicare does a solid job covering basic healthcare, there are still “gaps” that can leave you paying out-of-pocket. That’s where SSM Insurance Solutions steps in. Our Medicare Supplement plans are designed to cover those costs—like coinsurance after a hospital stay or specialist visit.
These plans also step in when Medicare stops short, giving you extended coverage that can protect your savings. We help you compare Medigap plans side-by-side so you understand what’s included and what’s not. Whether you need coverage for recurring services or simply want the confidence of knowing you’re protected, we help make sense of the fine print.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact http://Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.
